Commercial Property Loans
Commercial Lending Solutions
Flexible Commercial Lending Designed Around Your Objectives
Every business is different; its ownership structure, cash flow profile, income documentation, and growth objectives are unique. That's why a one-size-fits-all approach to business lending rarely delivers the best outcome. Whether you're looking to acquire commercial premises, refinance an existing business facility, or release equity from a commercial property to fund your next stage of growth, the right loan structure can make a material difference to your business's financial position. Our Commercial Product solution is built for self-employed borrowers, business operators, and investors seeking flexible commercial finance. With ar range of options and support for full documentation, alt doc, and lease doc income verification, it accommodates the realities of running a business in Australia. We'll work with you to understand your objectives and structure a facility that supports your business, both now and into the future.
Our Business Loan Solutions
From acquiring commercial premises and refinancing existing facilities to accessing equity to fund business growth, our business lending solutions are structured to support a wide range of commercial objectives and borrower profiles.
Purchasing Commercial Premises
Owning your business premises rather than leasing can be a strategically sound decision providing security of tenure, the ability to build equity over time,…
Refinancing an Existing Business Facility
If your current commercial loan is no longer structured competitively, or if your business has grown and your existing facility no longer reflects your…
Releasing Equity From Commercial Property
Commercial property that has appreciated in value can represent a significant source of accessible capital for your business. A cash-out refinance allows you…
Solutions for Self-Employed Borrowers
Many business operators face challenges presenting their income in the format that traditional full documentation lending requires, particularly where income…
Frequently Asked Questions
Our business lending solution is available to both PAYG customers and self-employed borrowers, including sole traders, company directors, trust beneficiaries, and partnership operators. The loan supports purchase, refinance, and cash-out purposes secured by commercial property. Your individual circumstances, including your business structure, income verification method, existing liabilities, and the nature of the security property, will all be assessed as part of the application. We'll work through your eligibility with you before you apply to ensure there are no surprises.