First Home Buyer Loans
First Home Buyer Solutions
Your First Home Is Closer Than You Think
Buying your first home is one of the most significant financial decisions you'll ever make, and it can feel overwhelming without the right guidance. From understanding how much you can borrow and navigating government grants and schemes, FlexLend Product options and managing the settlement process, there's a lot to get your head around. That's where we come in. At FlexLend, we work with first-home buyers every day, helping them cut through the complexity, understand their options, and move forward with confidence. Our residential loan solution supports first home buyers with loan terms of up to 40 years, a maximum LVR of 95% (including LMI), We'll handle the hard work so you can focus on finding the right home.
Our First Home Buyer Solutions
From low-deposit home loans to pre-approval guidance and help with the full application process, we're with you at every step of your first home buying journey.
Low Deposit Home Loans
Saving a full 20% deposit while paying rent is one of the biggest challenges facing first-home buyers across Australia. The good news is that you don't…
Getting Pre-Approved Before You Search
Knowing your borrowing capacity before you start inspecting properties gives you a significant advantage in a competitive market. A pre-approval gives you a…
Buying New or Established Property
First home buyers often face the choice between purchasing an established home, buying off the plan, or building new, and each option has different financial…
Frequently Asked Questions
The minimum deposit required will depend on the loan product and your individual circumstances. Our residential loan solution supports a maximum LVR of 95% (including LMI), which means it may be possible to purchase with as little as a 5% deposit plus cost. Lenders Mortgage Insurance (LMI) applies when your deposit is less than 20% of the purchase price, though LMI can be capitalised into your loan rather than paid upfront.